Ebi SA products, services and reviews

About Ebi SA

EBI SA is a French credit institution headquartered in the Paris area and wholly owned by Ecobank Transnational Incorporated, the pan-African banking group. It operates primarily as the group’s European hub for euro clearing, correspondent banking, and trade finance, serving Ecobank affiliates and corporate clients engaged in Europe–Africa transactions. The bank focuses on corporate current accounts, cash management, documentary credits and guarantees, treasury and foreign exchange services, and cross‑border payments; it does not position itself as a mass‑market retail bank in France. EBI SA is authorized and supervised by the Autorité de Contrôle Prudentiel et de Résolution and the Banque de France, and eligible deposits are protected by the French deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution) up to statutory limits. It connects to international payment rails via SWIFT (BIC: EBICFRPP) and supports euro transfers for clients and Ecobank Group counterparties; pricing for payments, FX, and trade services is typically set on a bilateral basis. Account opening is targeted at corporates and financial institutions and is subject to standard KYC/AML due diligence; onboarding timelines and documentation requirements vary by client profile and jurisdiction. Customer access is oriented to relationship management and institutional channels rather than retail digital banking. EBI SA publishes statutory financial statements in France and contributes to Ecobank Group consolidated reporting. Complaints handling follows French regulatory requirements, including access to an independent mediator where applicable, and data processing is subject to GDPR.