Edmond de Rothschild (Monaco) products, services and reviews

About Edmond de Rothschild (Monaco)

Edmond de Rothschild (Monaco) is a Monegasque private bank within the Edmond de Rothschild group, focused on wealth management and related banking services for high‑net‑worth and ultra‑high‑net‑worth clients, families, and their investment structures. It is locally incorporated and books assets in Monaco while providing access, where relevant, to group capabilities in other booking centers. Services typically include discretionary and advisory portfolio management across listed securities and funds, execution and custody, multi‑currency accounts and payments (SEPA and SWIFT), credit solutions such as lombard and real estate financing, structured products, access to private markets through group vehicles, and wealth services that can involve estate and tax coordination with external specialists, family office support, and philanthropy administration upon request. The bank serves resident and non‑resident clients subject to eligibility, source‑of‑wealth verification, and cross‑border constraints; onboarding generally requires significant investable assets, comprehensive documentation, and internal approval. Digital channels provide e‑banking and a mobile app for portfolio reporting, secure messaging, and certain instructions, with paper and in‑person reporting available. Pricing commonly combines custody and account fees, advisory or management charges, transaction costs, FX mark‑ups, and product fees; performance fees may apply to specific mandates or funds, with ex‑ante and ex‑post cost disclosures provided as required. Prudential supervision is exercised under the French‑Monaco monetary framework by the Autorité de Contrôle Prudentiel et de Résolution; investment services are overseen by Monaco’s Commission de Contrôle des Activités Financières, and AML/CFT supervision is conducted by SICCFIN, with international regimes such as FATCA and CRS applied. Client money and financial instruments are held under segregation rules; deposits fall under Monaco’s statutory deposit‑guarantee scheme up to the legal limit per depositor per institution, and investor‑compensation arrangements, where applicable, have separate limits and conditions that depend on the asset type and custody setup. Product availability, leverage, derivatives, and cross‑border services depend on client domicile and profile, and certain categories, including U.S. persons, may face restrictions. The bank provides information on governance, policies, and financial statements through group publications and local filings; prospective clients should obtain the current fee schedule, mandate terms, risk disclosures, and booking‑center options in writing before onboarding.