Ester finance technologies products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Ester finance technologies

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1070FR

Ester finance technologies

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Ester finance technologies

Ester Finance Technologies is presented as a financial technology provider rather than a deposit‑taking bank, which means any account, card, or payment features would typically be delivered via regulated partners and subject to those partners’ licenses and terms; independent, detailed information about its legal entities, country of incorporation, regulatory permissions, product scope, pricing, and service levels is limited in public sources and should be verified against official registers. In assessing a vendor of this type, key diligence items include confirmation of authorizations (e.g., e‑money or payment institution status where relevant), how and where client funds are safeguarded, and whether any deposit insurance applies only when funds are held at partner banks rather than with the technology firm. Commercial models in this segment are commonly bespoke, blending implementation fees, monthly platform charges, per‑transaction pricing, and pass‑through network or sponsor‑bank costs; clear schedules covering interchange, chargebacks, refunds, and early termination are material. Security and compliance claims should be corroborated through current independent attestations (such as ISO 27001, SOC 2, and PCI DSS where applicable), penetration testing summaries, data residency documentation, and incident response procedures. Operational aspects to review include API coverage and stability, rate limits, reconciliation tooling, settlement timelines, dispute workflows, uptime history, and support responsiveness with defined SLAs. For regulated institutions, vendor risk management should address audit rights, business continuity, escrow or step‑in arrangements, and exit plans; for startups, the trade‑off is speed to market versus dependency on a single provider’s roadmap and compliance posture, with regulatory obligations often remaining with the customer‑facing entity even when using third‑party infrastructure.

Ester finance technologies Deposit guarantee scheme participation

Ester finance technologies participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Ester finance technologies Countries of operations

Ester finance technologies offers their savings products in

Products offered by Ester finance technologies and interest rates

Ester finance technologies offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Ester finance technologies

There are no products yet

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0

Bank identifiers

BIC number

ESFTFR21

Name

Ester finance technologies

Country

France