FCE bank plc products, services and reviews

About FCE bank plc

FCE Bank plc is a UK-registered bank that operates as the captive finance arm for Ford’s vehicle operations in the market, providing point-of-sale and dealer finance rather than traditional current-account or broad retail banking; its product set is concentrated on vehicle financing for retail and commercial customers and on wholesale and dealer funding, delivered through Ford dealer networks and online account services. The firm is subject to UK banking regulation and conducts credit assessments that influence eligibility, pricing and terms; available products commonly include hire-purchase, lease and other vehicle finance arrangements with variable rates, fees and conditions such as mileage limits and potential early-repayment charges. Customer service and account management are handled through dealer partners and the company’s customer channels, and disputes that cannot be resolved internally may be referred to the Financial Ombudsman Service; the business model focuses on supporting vehicle sales and dealer operations rather than offering broad retail savings or payment services.