GE SCF products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by GE SCF
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

GE SCF
4.1
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About GE SCF
GE SCF is a French société de crédit foncier set up to issue covered bonds (obligations foncières) and secure funding for an affiliated lending business historically linked to GE’s consumer finance operations in France; it is not a retail bank, does not take deposits, and does not offer current accounts, cards, or everyday banking services. Its role is to hold a ring‑fenced cover pool of eligible assets—typically French home loans and/or public‑sector exposures—and to refinance them under a dedicated legal framework in the French Monetary and Financial Code, with prudential supervision by the ACPR. The structure relies on statutory segregation of assets, a preferential claim for bondholders, overcollateralization, and liquidity and hedging arrangements defined in program documentation. Investors focus on the composition and performance of the cover pool, loan‑to‑value metrics, arrears and defaults, prepayment behavior, interest‑rate and currency mismatches, counterparty exposure on derivatives, and any asset‑liability triggers. Ratings on the covered bonds, where applicable, reflect both the legal framework and cover‑pool quality rather than a retail franchise. Reporting is aimed at institutional investors via investor reports and regulatory disclosures; consumer‑facing information is limited because customer servicing and product pricing reside with the operating lender outside the SCF. For retail customers seeking accounts or loans, GE SCF is not the point of contact; it functions solely as a specialized funding vehicle within a regulated, collateralized architecture.
GE SCF Deposit guarantee scheme participation
GE SCF participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
GE SCF Countries of operations
GE SCF offers their savings products in
Products offered by GE SCF and interest rates
GE SCF offers 0 deposits and 0 savings accounts in .
Best interest rates in France
Loans offered by GE SCF
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Bank identifiers
BIC number
GECFFRPP
Name
GE SCF
Country
France