GE SCF products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by GE SCF

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1080FR

GE SCF

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About GE SCF

GE SCF is a French société de crédit foncier set up to issue covered bonds (obligations foncières) and secure funding for an affiliated lending business historically linked to GE’s consumer finance operations in France; it is not a retail bank, does not take deposits, and does not offer current accounts, cards, or everyday banking services. Its role is to hold a ring‑fenced cover pool of eligible assets—typically French home loans and/or public‑sector exposures—and to refinance them under a dedicated legal framework in the French Monetary and Financial Code, with prudential supervision by the ACPR. The structure relies on statutory segregation of assets, a preferential claim for bondholders, overcollateralization, and liquidity and hedging arrangements defined in program documentation. Investors focus on the composition and performance of the cover pool, loan‑to‑value metrics, arrears and defaults, prepayment behavior, interest‑rate and currency mismatches, counterparty exposure on derivatives, and any asset‑liability triggers. Ratings on the covered bonds, where applicable, reflect both the legal framework and cover‑pool quality rather than a retail franchise. Reporting is aimed at institutional investors via investor reports and regulatory disclosures; consumer‑facing information is limited because customer servicing and product pricing reside with the operating lender outside the SCF. For retail customers seeking accounts or loans, GE SCF is not the point of contact; it functions solely as a specialized funding vehicle within a regulated, collateralized architecture.

GE SCF Deposit guarantee scheme participation

GE SCF participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

GE SCF Countries of operations

GE SCF offers their savings products in

Products offered by GE SCF and interest rates

GE SCF offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by GE SCF

There are no products yet

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0

Bank identifiers

BIC number

GECFFRPP

Name

GE SCF

Country

France