Industrial and commercial bank of China (Europe) SA - ICBC (Europe) SA products, services and reviews

About Industrial and commercial bank of China (Europe) SA - ICBC (Europe) SA

Industrial and Commercial Bank of China (Europe) S.A. (ICBC Europe) is the Luxembourg-incorporated European subsidiary of Industrial and Commercial Bank of China, operating as a licensed credit institution under Luxembourg supervision and subject to applicable EU prudential and consumer-protection rules; its business model concentrates on corporate and institutional banking, trade finance, cross-border settlement (including RMB-related services), cash management, syndicated and structured lending, foreign-exchange and correspondent banking services aimed primarily at Chinese corporates active in Europe and European companies with China-related business, and it maintains branches and representative presences in several European financial centres rather than a broad retail branch network; depositors benefit from Luxembourg’s deposit guarantee scheme (coverage up to the standard EU threshold), and the entity’s risk profile and credit exposures are closely linked to those of the parent group, so prospective clients and counterparties should review current regulatory filings, credit ratings and local branch capabilities, pricing and documentation before engaging.