JCB Finance products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by JCB Finance
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

JCB Finance
4.2
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About JCB Finance
JCB Finance refers broadly to the financing and payment services associated with JCB, the Japan-based card network, and is implemented through issuing banks and partners rather than a single universal retail lender; product design, interest rates, fees, rewards and customer-service procedures are set by local issuers and vary by market, so prospective cardholders should review the specific card agreement before applying. The JCB network offers card acceptance, merchant acquiring relationships and co‑branding arrangements that are strongest in Japan and parts of Asia, with more limited acceptance in some other regions compared with larger global networks; international travelers should confirm acceptance and potential foreign‑transaction or currency‑conversion charges in advance. Consumer protections, dispute resolution and chargeback processes depend on the issuer and local regulation, and commercial terms for merchants—such as merchant discount rates and settlement timing—are negotiated with acquirers and can differ substantially by country. Transparency of fees, clarity of promotional APRs or introductory offers, and responsiveness of cardholder support are the key factors to evaluate when considering a JCB‑branded product, and independent comparisons of annual percentage rates, fees, rewards value and network acceptance are advisable before committing to an account.
JCB Finance Deposit guarantee scheme participation
JCB Finance participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
JCB Finance Countries of operations
JCB Finance offers their savings products in
Products offered by JCB Finance and interest rates
JCB Finance offers 0 deposits and 0 savings accounts in .
Best interest rates in France
Loans offered by JCB Finance
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Bank identifiers
BIC number
GRJCFR21
Name
JCB Finance
Country
France