Lyonnaise de banque "L.B." products, services and reviews

About Lyonnaise de banque "L.B."

Lyonnaise de Banque (L.B.) is a French regional bank historically operating under the Crédit du Nord group within Société Générale, serving retail clients, professionals, SMEs, and mid‑caps with a full suite of current accounts, payment cards, savings and investment products, consumer credit, mortgages, insurance brokerage, and cash‑management services; it maintains a branch footprint centered on Lyon and the wider Auvergne‑Rhône‑Alpes area with digital channels that include online banking and a mobile app with PSD2 strong customer authentication and 3D Secure for card payments. Business customers can access dedicated advisors, business accounts, overdraft facilities, equipment financing in partnership with group entities, merchant acquiring, and international services such as foreign exchange and documentary trade handled through the Société Générale network. Pricing follows the standard French model of à‑la‑carte fees and packaged bundles, with charges typically applied for account maintenance, cards, out‑of‑bundle transfers, cash withdrawals at non‑network ATMs, and overdrafts; exact tariffs depend on the offer and customer profile and are published in the bank’s price lists. Deposits are protected by the French deposit guarantee scheme (FGDR) up to EUR 100,000 per depositor per institution, with regulatory oversight by the ACPR and AMF for banking and investment services. The Crédit du Nord and Société Générale retail networks have been undergoing brand and systems integration since 2023; customers should refer to official communications for any changes to branding, account details, or service conditions. Geographic coverage is regional, so clients outside the bank’s footprint may find limited access to in‑person services.