Mega international commercial bank Co, Ltd products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Mega international commercial bank Co, Ltd

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1115FR

Mega international commercial bank Co, Ltd

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Mega international commercial bank Co, Ltd

Mega International Commercial Bank Co., Ltd. is a Taiwanese commercial bank and the principal banking subsidiary of Mega Financial Holding Co., Ltd. (TWSE: 2886), regulated by Taiwan’s Financial Supervisory Commission and by relevant authorities in the markets where it operates. The bank was formed in 2006 through the merger of the International Commercial Bank of China and Chiao Tung Bank, combining two legacy institutions with long-standing roles in trade finance and corporate banking. Headquartered in Taipei, it offers a full suite of services spanning corporate and institutional banking, trade finance, foreign exchange, cash management, SME lending, retail deposits and loans, credit cards, wealth management, and treasury operations, supported by digital and mobile banking channels. The institution maintains an international network across Asia, the Americas, and Europe, allowing it to support cross-border clients and correspondent banking relationships, with a business mix that skews toward corporate and trade-related activities relative to purely retail franchises. Mega Bank is subject to Basel III capital and liquidity standards applicable in Taiwan and reports regulatory ratios in line with domestic requirements; it holds investment-grade credit ratings from major agencies at the bank and holding-company levels. The bank has faced supervisory scrutiny in the past, notably a 2016 settlement with the New York State Department of Financial Services over anti–money laundering deficiencies, followed by remedial actions and enhancements to compliance, risk management, and internal controls. Key risk factors include credit concentration to corporate borrowers, exposure to cross-border and foreign-exchange activities, and the operating environment in Taiwan and regional markets, while core earnings are driven by net interest income, fee income from trade and payments, and treasury operations.

Mega international commercial bank Co, Ltd Deposit guarantee scheme participation

Mega international commercial bank Co, Ltd participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Mega international commercial bank Co, Ltd Countries of operations

Mega international commercial bank Co, Ltd offers their savings products in

Products offered by Mega international commercial bank Co, Ltd and interest rates

Mega international commercial bank Co, Ltd offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Mega international commercial bank Co, Ltd

There are no products yet

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0

Bank identifiers

BIC number

ICBCFRPP

Name

Mega international commercial bank Co, Ltd

Country

France