MMB SCF products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by MMB SCF
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

MMB SCF
4.1
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About MMB SCF
MMB SCF operates in Spain as a non-bank consumer finance provider focused on point-of-sale lending and revolving credit, most visibly used to finance purchases in MediaMarkt’s retail channels. It is structured as an “establecimiento financiero de crédito” (EFC), meaning it extends credit but does not accept deposits from the public and is supervised by Banco de España for prudential and conduct oversight; customer relationships are also subject to Spain’s consumer credit rules, transparency standards, data protection laws, and the Supreme Court’s case law on revolving credit. The product set typically includes installment plans, deferred payment options, and a revolving credit card branded for use at the retailer; applications are initiated online or at checkout, with standard eligibility checks on identity, income, and credit history. Pricing for revolving facilities in this segment of the market is generally in the double-digit APR range and may include opening, maintenance, and late-payment fees; precise terms depend on the specific credit line and are disclosed in the pre-contractual information, with statutory rights to early repayment and fee caps where applicable. As an EFC, MMB SCF funds itself through wholesale channels and shareholder support rather than insured deposits, and customers do not benefit from a deposit guarantee scheme; its obligations are those of a finance company, not a bank. Operationally, servicing is handled via digital channels and call centers rather than branches, and disputes follow the standard path of internal customer service and, if unresolved, the Banco de España complaints service. The main practical considerations for users are the cost of revolving balances, potential fees on installment products, the handling of returns on financed purchases, and the impact of missed payments on credit files.
MMB SCF Deposit guarantee scheme participation
MMB SCF participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
MMB SCF Countries of operations
MMB SCF offers their savings products in
Products offered by MMB SCF and interest rates
MMB SCF offers 0 deposits and 0 savings accounts in .
Best interest rates in France
Loans offered by MMB SCF
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Bank identifiers
BIC number
MOEYFRPPMON
Name
MMB SCF
Country
France

