Monte Paschi banque S.A. products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Monte Paschi banque S.A.
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Monte Paschi banque S.A.
4.2
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Monte Paschi banque S.A.
Monte Paschi Banque S.A. is a commercial banking entity operating under the Monte Paschi brand and offers a standard suite of retail and corporate products — current and savings accounts, consumer and mortgage loans, business credit and payment services — delivered through a combination of branch outlets and digital channels; product pricing, account fees and lending terms are comparable to regional peers but vary by segment and customer profile, so prospective clients should compare specific tariff schedules before committing. The bank’s distribution and service model emphasizes traditional branch access alongside online and mobile banking capabilities, with digital functionality adequate for routine transactions though not consistently rated among the market’s most advanced platforms. Customer feedback and independent reviews are mixed, with recurring comments focused on service responsiveness, account fees and the clarity of product documentation; as with many established banks, experience can differ substantially between corporate and retail customers and across geographies. On the institutional side, governance and capital structure have been the subject of strategic adjustments in recent years designed to address legacy exposures and align regulatory capital ratios with supervisory expectations; interested parties should consult the latest audited financial statements and regulator communications for current information on solvency and liquidity metrics. Credit ratings, where available, and third‑party analyst reports provide additional context on creditworthiness, while deposits are generally covered by the applicable national deposit guarantee scheme up to statutory limits. For those evaluating the bank, key considerations are the relative importance of branch network vs digital convenience, the exact fee and rate schedules for targeted products, the most recent regulatory filings and ratings, and how the bank’s strategic trajectory aligns with one’s own service and risk requirements.
Monte Paschi banque S.A. Deposit guarantee scheme participation
Monte Paschi banque S.A. participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Monte Paschi banque S.A. Countries of operations
Monte Paschi banque S.A. offers their savings products in
Products offered by Monte Paschi banque S.A. and interest rates
Monte Paschi banque S.A. offers 0 deposits and 4 savings accounts in .
Monte Paschi banque S.A. offers the following fixed deposits in EUR in France: 0 months deposit - 3%; 120 months deposit - 2.25%.
Best interest rates in France
Savings accounts offered by Monte Paschi banque S.A.
Loans offered by Monte Paschi banque S.A.
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Bank identifiers
BIC number
MONTFRPP
Name
Monte Paschi banque S.A.
Country
France