Monte Paschi banque S.A. products, services and reviews

About Monte Paschi banque S.A.

Monte Paschi Banque S.A. is a French banking institution headquartered in Paris and part of the Banca Monte dei Paschi di Siena group. It serves retail, professional, and corporate clients through a mix of branch-based relationship banking and digital channels. Core services include current and savings accounts, payment cards, domestic and international transfers (including SEPA), overdrafts, and lending such as consumer loans and mortgages for eligible applicants; for businesses, it offers working-capital and investment financing, guarantees, cash management, international payments, trade services, and foreign exchange. The bank has a focus on clients operating between France and Italy and on cross-border needs. It is authorized in France and supervised by the ACPR, with investment services overseen by the AMF where applicable; as part of a euro area banking group it falls under the EU Single Supervisory Mechanism. Online and mobile banking support secure access, e-statements, and strong customer authentication in line with PSD2, and card transactions typically use 3‑D Secure. Eligible deposits are covered by the French deposit guarantee scheme (FGDR) up to the statutory limit per depositor, with additional protection available for certain temporary high balances under FGDR rules. Fees, rates, and eligibility criteria are set out in the bank’s published tariff and product documentation and vary by customer segment and profile. Account opening and lending decisions follow standard KYC/AML and credit assessment requirements, and service availability may differ by location.