SOCIETE GENERALE Factoring products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by SOCIETE GENERALE Factoring

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1166FR

SOCIETE GENERALE Factoring

4.2

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About SOCIETE GENERALE Factoring

Société Générale Factoring is the receivables-finance arm of the Société Générale group that provides invoice discounting, domestic and cross-border factoring, export and import factoring, reverse factoring (supply chain finance), credit protection and collections services to corporate and SME clients; operations are delivered through the bank’s international network and integrated with broader cash-management and treasury offerings for clients that require a single-provider relationship. Contracts typically involve assignment of receivables, with pricing made up of a discounting margin, service fees and, where relevant, credit-insurance or guarantee charges; options for recourse and non-recourse structures are offered depending on debtor creditworthiness and market coverage. Risk management focuses on debtor credit assessment and concentration limits, and the firm can combine in-house credit checks with third-party insurance where available; funding volumes, advance rates and eligibility criteria vary by country, sector and the credit profile of the buyer base. Documentation and operational requirements follow standard factoring practice—notification or non-notification, KYC on both client and assigned debtors, and regular reporting—so onboarding can involve legal review and minimum volume thresholds that may be restrictive for very small businesses. As part of a regulated bank, the factoring business is subject to French and European banking and financial-services regulation, which affects reporting, capital treatment and customer protections; clients should expect contractual ties to the parent bank and inherited governance processes. Potential trade-offs for users include relatively higher costs and administrative requirements compared with some fintech receivables financiers, offset by access to established banking credit lines and multi-country operational capability; suitability therefore depends on client size, target markets, tolerance for contractual complexity and need for integrated treasury services.

SOCIETE GENERALE Factoring Deposit guarantee scheme participation

SOCIETE GENERALE Factoring participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

SOCIETE GENERALE Factoring Countries of operations

SOCIETE GENERALE Factoring offers their savings products in

Products offered by SOCIETE GENERALE Factoring and interest rates

SOCIETE GENERALE Factoring offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by SOCIETE GENERALE Factoring

There are no products yet

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0

Bank identifiers

BIC number

SGFFFRPP

Name

SOCIETE GENERALE Factoring

Country

France