Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail
4.1
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail
Société Générale pour le Développement des Opérations de Crédit-Bail Immobilier (Sogebail) is the Société Générale group entity dedicated to real estate leasing for professionals and companies in France, focusing on the financing of business premises through crédit-bail immobilier structures. It finances acquisitions, construction projects (including off-plan/VEFA), and sale-and-leaseback transactions where Sogebail holds title during the term while the client pays indexed rents and typically benefits from a purchase option at maturity. Transactions are usually medium to long term and are distributed via Société Générale’s corporate and professional networks, with collateral centered on the asset and a standard security package that can include guarantees, insurance, and notarial formalities. Pricing commonly combines a margin over a reference rate (e.g., Euribor) with fees (arrangement, notary, registration, valuation), and rents are often indexed to commercial or tertiary indices such as ILC or ILAT; VAT, property taxes, maintenance, and insurance obligations generally fall to the lessee. Under IFRS 16, lessees recognize a right‑of‑use asset and lease liability; under French tax rules, rents are typically deductible, and the option to purchase is exercised at a pre-agreed residual value. Eligible assets are professional-use properties (offices, retail, logistics, healthcare, hospitality, and other commercial real estate) rather than residential. Key use cases include financing new sites without mobilizing full equity and releasing liquidity via sale-and-leaseback; constraints include indexation exposure, limited exit flexibility, covenants, and indemnities on early termination. In the French market, Sogebail competes with other bank-owned real estate leasing providers alongside traditional mortgage financing.
Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail Deposit guarantee scheme participation
Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail Countries of operations
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Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail offers 0 deposits and 0 savings accounts in .
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Bank identifiers
BIC number
SGDCFRP1
Name
Société générale pour le développement des opérations de crédit-bail immobilier- Sogebail
Country
France