Société Générale products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Société Générale

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1169FR

Société Générale

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Société Générale

Société Générale is a French multinational banking group founded in 1864 and headquartered in the La Défense district of Paris, listed on Euronext Paris under the ticker GLE and a constituent of the CAC 40. The group operates across three broad areas: retail banking and insurance, global banking and investor solutions, and specialized financial services. In France, its branch networks were consolidated under the SG brand following the integration of Crédit du Nord, while Boursorama functions as its mass-market online bank. Internationally, the group retains retail franchises in selected European markets, notably through Komerční banka in the Czech Republic and BRD in Romania, alongside a smaller footprint in parts of Africa. Corporate and investment banking activities include global markets, financing and advisory, and securities services (SGSS), with a long-standing presence in derivatives and structured financing. The group also controls a majority stake in Ayvens (formerly ALD Automotive after the LeasePlan acquisition), a listed vehicle leasing and mobility company, and offers insurance products primarily through Sogécap and related entities. Recent strategy has focused on simplifying the portfolio, reducing risk-weighted assets, integrating domestic networks to lower costs, prioritizing capital discipline, and reallocating resources toward businesses with scalable profitability, while completing exits from certain geographies including the sale of Rosbank in Russia in 2022. Funding combines customer deposits with covered bonds and wholesale issuance across senior and subordinated instruments to meet MREL/TLAC requirements; capital and liquidity ratios are maintained above regulatory minima under ECB supervision, though earnings remain sensitive to interest-rate dynamics, market volatility, and credit cycles. The group’s risk profile includes market, credit, and operational risks, with a history of notable legal and compliance matters (including benchmark, sanctions, and trading-related cases) that have led to settlements and ongoing remediation. Environmental and energy policies state a phased exit from thermal coal and restrictions on certain oil and gas activities, with sectoral targets published and subject to scrutiny from investors and civil society. Competition in core markets includes major European universal banks and domestic peers, and performance drivers span net interest income, fee and commission income, trading and financing revenues, cost discipline, and cost of risk.

Société Générale Deposit guarantee scheme participation

Société Générale participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Société Générale Countries of operations

Société Générale offers their savings products in France

Products offered by Société Générale and interest rates

Société Générale offers 2 deposits and 9 savings accounts in EUR.

Société Générale offers the following fixed deposits in EUR in France: 0 months deposit - 2%; 12 months deposit - 1%.

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by Société Générale

Sales region:

Savings accounts offered by Société Générale

Sales region:

Interest rate

Annual fee

Cashback

3.00%EUR

-No

2.30%EUR

-No

2.00%EUR

-No

1.75%EUR

-No

1.70%EUR

-No

1.70%EUR

-No

1.00%EUR

-No

0.50%EUR

-No

0.20%EUR

-No

Loans offered by Société Générale

There are no products yet

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0

Contacts

Address

28 BOULEVARD HAUSSMANN 75009, PARIS, ILE DE FRANCE France

Website

particuliers.societegenerale.fr

Bank identifiers

BIC number

SOGEFRPP

Name

Société Générale

Country

France