Solarisbank AG products, services and reviews

About Solarisbank AG

Solarisbank AG, founded in 2016 and headquartered in Berlin, is a German-licensed bank that provides banking-as-a-service via modular APIs to fintechs, startups, marketplaces and corporate clients; it operates under German banking regulation and its deposits are protected up to the statutory German deposit insurance limits (€100,000 per depositor). The company’s product set includes digital current accounts with IBANs, card-issuing and payment processing capabilities, lending and credit modules, and compliance tools such as KYC/AML integration, all delivered as white-label or embedded solutions that customers integrate into their own user journeys. Solarisbank’s clients typically pay for platform access and per-transaction services, with implementation and ongoing fees varying by product and scale; the business model concentrates on B2B relationships rather than retail branding. As a regulated bank that intermediates services for third parties, counterparty and regulatory risk depend in part on the quality and compliance of partner integrations and on the broader payments and lending markets in which those partners operate.