UBS (France) S.A. products, services and reviews

About UBS (France) S.A.

UBS (France) S.A. is part of UBS Group’s operations in France and historically acted as the local banking entity; following the group’s European restructuring, UBS primarily serves French private clients and certain corporates through UBS Europe SE, France Branch, while asset management and investment banking activities are provided by other UBS legal entities within the group. The French business is centered on wealth management for high- and ultra-high‑net‑worth clients, offering advisory and discretionary portfolio management, structured products, Lombard lending, custody, and family office services, with access to capital markets and corporate advisory delivered via UBS’s investment bank subject to local and cross‑border rules. UBS Asset Management distributes and manages funds in France through locally regulated entities, and the group also provides institutional solutions to pension funds, insurers, and corporates. Regulatory oversight for the France branch includes the European Central Bank (as part of the Single Supervisory Mechanism) and BaFin for UBS Europe SE, with local supervision by the Autorité de contrôle prudentiel et de résolution (ACPR) and conduct/market supervision by the Autorité des marchés financiers (AMF); client protections such as deposit guarantee and investor compensation apply under the German statutory schemes for deposits and investments placed with UBS Europe SE (standard coverage up to EUR 100,000 for eligible deposits and limited investor compensation, subject to legal limits and exclusions), not the French FGDR, because the operating booking center is a German bank’s French branch. The franchise in France is headquartered in Paris and operates as a private bank rather than a mass‑market retail network; account opening typically requires significant investable assets, and day‑to‑day payment services are secondary to investment and advisory activities. UBS publishes entity‑level disclosures, Pillar 3 reports, and key information documents in line with EU regulations (CRR/CRD, MiFID II, PRIIPs, SFDR), and uses standard client classification, suitability, and appropriateness frameworks. Clients should note the legal entity providing the service (e.g., UBS Europe SE, France Branch; UBS Asset Management entities; or UBS AG for certain products), the applicable jurisdiction for dispute resolution, and the location of booking centers, as these determine prudential supervision, investor protections, and tax reporting.