Ubs (monaco) s.a. products, services and reviews

About Ubs (monaco) s.a.

UBS (Monaco) S.A. is the Monaco-based private banking and wealth management subsidiary of UBS Group, serving high- and ultra-high‑net‑worth individuals, family offices, and select institutions. The bank focuses on discretionary and advisory portfolio management across multi‑asset strategies, offering access to funds, equities, fixed income, alternatives, structured products, foreign exchange and precious metals, alongside custody, trade execution, and reporting. Credit solutions typically include lombard lending and other secured facilities, with real‑estate or specialty financing available in selected jurisdictions subject to eligibility and local rules. The franchise also coordinates wealth planning topics such as cross‑border structuring, succession, and philanthropy through internal specialists and external partners where permitted. Relationships generally require substantial minimum assets and comprehensive onboarding, including KYC, source‑of‑wealth documentation, and tax classifications (e.g., CRS/FATCA). Accounts are multi‑currency, with online and mobile access, periodic statements, and performance reporting; day‑to‑day retail features are limited relative to universal banks. Pricing combines mandate management fees with custody charges, brokerage commissions, and margins on FX and credit; specific costs depend on product mix and activity and are provided on request with applicable disclosures. UBS (Monaco) S.A. operates under Monaco law and competent local supervision; cross‑border services remain subject to legal and marketing restrictions in the client’s country of residence. Cash deposits represent claims on the bank and fall under Monaco’s statutory deposit protection framework within legal limits and exclusions; investment products are not deposits and can lose value. Use of leverage introduces additional risks, including interest costs and potential margin calls. Potential conflicts of interest and inducements may exist and are governed by policy and disclosure requirements.