Ubs (monaco) s.a. products, services and reviews

About Ubs (monaco) s.a.

UBS (Monaco) S.A. is the Monegasque private banking entity of UBS Group AG, focused on serving high-net-worth and ultra-high-net-worth individuals, families, and their structures. The bank offers multi-currency accounts, custody and safekeeping, discretionary and advisory portfolio management, brokerage across global markets, access to funds, ETFs, structured solutions and alternatives subject to eligibility, as well as credit facilities such as Lombard lending and, in selected cases, real estate financing. Clients typically face significant entry thresholds and minimum fees, with pricing composed of custody charges, mandate fees, transaction commissions and FX margins, disclosed in the bank’s tariff schedules and client agreements. Digital channels include e-banking and a mobile app with portfolio reporting and secure messaging, while cross-border services are provided only where permitted by the client’s country of residence. Onboarding involves standard KYC/AML checks, proof of source of wealth and tax compliance, and reporting obligations under frameworks such as CRS and FATCA may apply. Assets are held with the Monaco entity and subject to local law; a statutory deposit guarantee scheme may cover eligible cash deposits up to the legal limit, while investments can fluctuate in value and are not guaranteed. Following UBS’s acquisition of Credit Suisse in 2023, integration and product rationalization across certain jurisdictions continue and may affect service availability or documentation requirements over time.