UNION BANCAIRE PRIVEE, UBP SA products, services and reviews

About UNION BANCAIRE PRIVEE, UBP SA

Union Bancaire Privée, UBP SA is a Swiss private bank headquartered in Geneva, founded in 1969 by Edgar de Picciotto and owned by the de Picciotto family. It focuses on two main activities—wealth management for high- and ultra-high-net-worth clients and asset management for institutions—offering discretionary and advisory mandates, custody and execution, Lombard lending, foreign exchange, structured products, and a broad fund range that includes fixed income, equities, multi-asset, and alternative strategies. The group operates across Switzerland and in major financial centers in Europe, the Middle East, and Asia, with multiple booking centers, notably in Switzerland, Luxembourg, Monaco, and select Asian hubs such as Singapore and Hong Kong; it also runs regulated asset management entities in locations including the UK, Luxembourg, Singapore, and Hong Kong. UBP reports consolidated financial statements annually and discloses capital ratios that historically sit comfortably above Swiss regulatory minima; assets under management have in recent years been above CHF 140 billion, split between private clients and institutions. Growth has included targeted acquisitions, most notably the purchase of RBS’s international Coutts private banking business in 2015, alongside selective additions in asset management to build alternatives capabilities. The bank is supervised by FINMA and participates in Switzerland’s depositor protection scheme (esisuisse) for eligible deposits up to CHF 100,000 per client per bank; investment services and products remain subject to market risk, and cross-border services are provided under applicable local rules. Account opening and service availability depend on client domicile and profile, and minimum relationship sizes are typical of the private banking segment; fees generally combine custody and transaction charges with advisory or management fees, and ex-ante/ex-post cost disclosures apply where required by local regulation. Digital channels include e-banking and mobile access, with reporting and portfolio analytics varying by service tier and jurisdiction.