Bank of Ireland, Niederlassung Frankfurt products, services and reviews

About Bank of Ireland, Niederlassung Frankfurt

Bank of Ireland, Niederlassung Frankfurt is the German branch of an Irish credit institution operating under EU passporting rules, serving primarily corporate and institutional clients rather than retail customers. The branch focuses on relationship-based banking services such as bilateral and syndicated lending, working capital facilities, guarantees, trade finance, cash management, and treasury solutions including foreign exchange and interest rate risk management. It supports euro-area payments and SEPA transactions and typically provides access to services via dedicated relationship teams and corporate e-banking channels; pricing and terms are negotiated individually. As an EU branch of an Irish bank, prudential supervision sits within the European banking framework with the European Central Bank and the Central Bank of Ireland, while conduct and certain host-state requirements are overseen in Germany by BaFin and the Deutsche Bundesbank. If eligible deposits are taken at the Frankfurt branch, statutory protection is provided by Ireland’s Deposit Guarantee Scheme up to EUR 100,000 per depositor, not by the German statutory scheme or the German private banks’ voluntary fund; coverage depends on depositor status and product type. Standard onboarding, anti-money laundering checks, and sanctions compliance apply. The branch does not market consumer current accounts or mass-market savings products in Germany; access is generally limited to corporates and institutions with documented credit or transactional needs. Publicly available fee schedules for retail products are not applicable; documentation and contractual terms are provided directly to clients upon request.