Bank Vontobel Europe AG products, services and reviews

About Bank Vontobel Europe AG

Bank Vontobel Europe AG is a German stock corporation and subsidiary of the Swiss Vontobel group, operating as the group’s EU hub from its headquarters in Munich with a presence in Frankfurt. The institution holds a German banking license and is supervised by BaFin and the Deutsche Bundesbank, providing services to private and institutional clients under MiFID II, including discretionary and advisory wealth management, securities brokerage and custody, portfolio-backed (Lombard) lending, and access to Vontobel Asset Management strategies and structured investment solutions. Distribution and issuance of structured products for EU markets are handled within the group, commonly via Vontobel Financial Products GmbH (Frankfurt) and, where applicable, with guarantees or issuance by other Vontobel entities; product terms, risks, and key information documents govern those offerings. As a German credit institution, it participates in the statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken), which covers eligible deposits up to EUR 100,000 per depositor; investment products are not covered by this protection. The bank is subject to CRR/CRD capital and liquidity regimes and MiFID II conduct rules, including suitability and appropriateness assessments, best execution, and ex-ante/ex-post cost disclosures, and it operates with a Management Board and Supervisory Board under German corporate law. The client base is primarily high-net-worth individuals, family offices, and institutions rather than mass-market retail, with pricing typically comprising advisory or mandate fees, custody and transaction charges, and any product-embedded costs. Principal client risks include market volatility, issuer and counterparty risk in structured products, currency exposures, leverage risk on margin facilities, and potential conflicts of interest when group products are recommended; tax treatment depends on individual circumstances and jurisdiction. Service scope, minimums, and product availability can vary by country within the EEA, and current disclosures and terms are published by the bank and in applicable regulatory filings.