Bankhaus Ludwig Sperrer KG products, services and reviews

About Bankhaus Ludwig Sperrer KG

Bankhaus Ludwig Sperrer KG is a privately owned German credit institution based in Freising, Bavaria, organized as a Kommanditgesellschaft, that offers traditional banking services to private clients, self‑employed individuals, and small to medium-sized enterprises in its region. Its product set covers current and savings accounts, domestic and cross‑border payments (including SEPA), card services, lending for private and commercial purposes (such as mortgages, secured loans, working‑capital and investment financing), and securities services including custody and brokerage; investment advisory or asset management may be available subject to individual agreements. Client interaction is centered on branch-based relationship management, supported by online banking for account access, payments, and securities orders; the bank is not positioned as an app‑only provider and maintains a local physical presence rather than a nationwide branch network. Pricing follows published fee schedules typical for the German market, with account maintenance, card and transaction fees on payment products and custody, order, and management fees on securities-related services; loan pricing is set individually based on creditworthiness, collateral, and structure. As a licensed credit institution it is supervised by BaFin and the Deutsche Bundesbank; eligible deposits are covered up to EUR 100,000 per depositor by the statutory German scheme (EdB), and any additional voluntary protection would depend on current membership disclosures. Service is primarily in German. Securities and derivatives involve market and credit risk, and borrowing entails interest-rate and collateral risks; prospective clients should review the latest terms, fee schedules, and deposit protection details before onboarding.