Bankhaus Max Flessa KG products, services and reviews

About Bankhaus Max Flessa KG

Bankhaus Max Flessa KG (also known as Flessabank) is a German private bank organized as a limited partnership that provides retail, private, and corporate banking via a regional branch footprint and digital channels. Its product set generally covers current accounts, savings and term deposits, debit and credit cards, domestic and cross-border payments (SEPA and SWIFT), mortgages and consumer loans, as well as lending, cash management, and real estate or working capital finance for small and mid-sized businesses. Investment services include securities custody, brokerage, mutual funds, and advisory or discretionary portfolio management under MiFID II requirements, with suitability assessments and risk disclosures. The bank is supervised by BaFin and the Deutsche Bundesbank, and deposits are covered by the statutory EU deposit guarantee up to EUR 100,000 per depositor per institution; customers should verify any additional voluntary protection with the bank before placing funds. Pricing follows common German market practice, with account maintenance fees, card and ATM fee schedules, and charges for out-of-network withdrawals, international transfers, and foreign-currency transactions; investment services typically involve custody, transaction, and product costs disclosed in ex-ante and ex-post cost reports. Account opening requires standard identification and proof of residence, and services and documentation are primarily in German. The institution’s traditional full-service model and localized presence address clients who want branch access alongside online banking, while app-only users focused on low or no fees may view the fee structure and in-branch processes as less competitive.