Bernhauser Bank eG products, services and reviews

About Bernhauser Bank eG

Bernhauser Bank eG is a regional cooperative bank based in Filderstadt (Baden‑Württemberg) and a member of the Volksbanken Raiffeisenbanken cooperative financial network. It serves private customers, self‑employed clients, and small to mid‑sized enterprises with standard retail and business banking products, including current and savings accounts, domestic and SEPA payments, giro and credit/debit cards, cash services, consumer and mortgage lending, and corporate financing. The bank also offers securities brokerage and investment funds through group partners, building society savings and home finance solutions, insurance mediation, and real estate‑related services where available. Access is provided via local branches, self‑service terminals, online banking and a mobile app with common TAN/app‑based authentication methods; customers can withdraw cash at ATMs within the nationwide BankCard ServiceNetz of the cooperative group. As a cooperative (eG), customers may become members by acquiring cooperative shares and exercising member rights; any dividend depends on business results and member resolutions. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor, and the bank participates in the institutional protection scheme of the German cooperative financial group. Bernhauser Bank eG is supervised by BaFin and the Deutsche Bundesbank. Product availability, pricing, and conditions are set out in the bank’s price and service notices; lending and certain services are subject to eligibility and creditworthiness checks, and features can change based on regulatory or network updates.