Brandenburger Bank Volksbank-Raiffeisenbank eG products, services and reviews

About Brandenburger Bank Volksbank-Raiffeisenbank eG

Brandenburger Bank Volksbank-Raiffeisenbank eG is a regional cooperative bank operating in the state of Brandenburg under the Volksbanken Raiffeisenbanken umbrella, structured as an eingetragene Genossenschaft (eG) and supervised by German banking authorities; it offers standard retail and small-to-medium enterprise banking products including current accounts (Girokonto), savings and term deposits, consumer and mortgage loans, business banking, payment services (SEPA transfers, direct debits, cards), and investment and insurance products through partner networks. As a cooperative institution it has a membership model in which customers can become co-owners with voting rights and may participate in any profit distribution or patronage refunds decided in members’ meetings; governance follows cooperative rules with elected supervisory bodies. Deposits benefit from Germany’s statutory deposit guarantee up to €100,000 and typically participate in the additional institutional protection scheme of the Volksbanken Raiffeisenbanken association. Distribution is primarily branch- and ATM-focused within the region, complemented by online and mobile banking platforms and advisory services; account features, fees and interest rates vary by product and are set locally, so comparators should be checked before opening accounts. Strengths commonly associated with regional cooperative banks—local market focus, SME engagement and advisory orientation—are balanced by limitations such as a more constrained geographic footprint compared with national banks and the potential for variability in digital service maturity and fee structures across branches; prospective customers should review the current product sheets, fee schedules and mobile/online capabilities and compare them with larger retail and digital banks to determine fit.