CVW-Privatbank AG products, services and reviews

About CVW-Privatbank AG

CVW-Privatbank AG is a private banking institution structured as a stock corporation that focuses on wealth management and investment services for private clients and selected institutions. The bank’s offering typically includes discretionary and advisory portfolio mandates, securities brokerage and custody, cash and term deposits, foreign exchange, and secured lending such as Lombard credit, with basic payment capabilities where relevant. Access is relationship‑manager led and supported by online banking and periodic reporting, and the model is oriented toward individualized mandates rather than mass‑market retail functions. Onboarding commonly involves enhanced due diligence, verification of source of wealth and funds, minimum investable assets, and cross‑border restrictions based on local rules. Pricing generally follows a private‑bank schedule comprising asset‑based management and custody fees, transaction commissions, and FX margins, with details set out in client agreements and tariff sheets; clients should request the inducement/retrocessions policy and confirm how third‑party compensation is handled. As with other private banks, client securities are held in segregated custody under applicable law, while cash balances carry the bank’s credit risk and are protected only within the limits and conditions of the relevant deposit guarantee regime; coverage varies by product and jurisdiction. Prospective clients should review recent audited financial statements, regulatory authorizations, ultimate ownership and governance, capital and liquidity metrics, and any credit ratings, and should clarify the breadth of the product shelf (own products versus open architecture), execution venues, research access, and conflict‑of‑interest controls. The institution operates with a focused footprint and a service model that can entail higher entry thresholds and bespoke processes compared with universal banks, making it relevant for clients prepared to meet the documentation and operational requirements associated with private banking relationships.