Donner & Reuschel Aktiengesellschaft products, services and reviews

About Donner & Reuschel Aktiengesellschaft

Donner & Reuschel Aktiengesellschaft is a German private bank formed in 2010 through the combination of the Hamburg-based Conrad Hinrich Donner Bank (founded 1798) and Munich-based Reuschel & Co. (founded 1949) and operates as a wholly owned subsidiary of the SIGNAL IDUNA Group. The bank focuses on private banking and wealth management for high-net-worth individuals, entrepreneurs, family offices, foundations, and selected institutional clients, offering services such as discretionary and advisory portfolio management, securities brokerage and custody, mutual funds and structured products, real estate and Lombard financing, corporate and capital-markets-related services for mid-sized companies, and current accounts, payments, and cards. It is licensed in Germany and supervised by BaFin and the Deutsche Bundesbank; eligible deposits are protected by the statutory German deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to €100,000 per depositor, while any additional private deposit protection, if applicable, depends on the bank’s current membership status and scheme-specific limits. The offering is geared toward advisory-led relationships rather than mass-market retail, with pricing, minimums, and access to certain products dependent on client classification under MiFID II and suitability assessments; investment services involve market, credit, liquidity, and, where leverage or illiquid assets are used, higher loss risks. The bank provides online and mobile banking and can act as a custodian for portfolios and funds; onboarding, documentation, and service availability follow German KYC/AML standards and may be more extensive for cross-border clients. Financial statements are prepared under German commercial law and published annually; despite its Aktiengesellschaft legal form, the bank is not publicly listed. Prospective clients should review current fee schedules, product terms, and deposit protection details, which are subject to change, and assess whether the bank’s private-banking scope aligns with their requirements and regulatory status.