Eckernförder Bank eG Volksbank-Raiffeisenbank products, services and reviews

About Eckernförder Bank eG Volksbank-Raiffeisenbank

Eckernförder Bank eG Volksbank-Raiffeisenbank is a regional German cooperative bank based in Eckernförde, operating within the Volksbanken Raiffeisenbanken network and owned by member-shareholders under German cooperative law. It offers standard retail and small-business banking, including current and savings accounts, SEPA payments, girocard and partner-issued credit cards, online and mobile banking, consumer and housing loans, and financing for SMEs, self-employed clients, and agriculture. Investment, pensions, and insurance products are distributed through the cooperative financial network, typically involving DZ BANK Group partners such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung; promotional loans can be brokered from KfW and regional development institutions. Branch-based advisory and cash services are supplemented by access to the cooperative BankCard ServiceNetz of ATMs. Deposits are protected up to 100,000 EUR per depositor by the German statutory deposit guarantee via BVR Institutssicherung GmbH; the BVR institutional protection scheme provides additional support at the institutional level but does not create an individual legal claim. The bank is supervised by BaFin and the Deutsche Bundesbank and operates under the German Banking Act (KWG) and applicable EU prudential rules. Accounts and services are fee-based with conditions, interest rates, and charges set out in the bank’s price and service notices (Preis- und Leistungsverzeichnis/Preisaushang) and subject to change.