EIS Einlagensicherungsbank GmbH products, services and reviews

About EIS Einlagensicherungsbank GmbH

EIS Einlagensicherungsbank GmbH is a specialized German credit institution associated with the private deposit protection scheme of the Association of German Banks (Einlagensicherungsfonds) and is designed to implement protection and restructuring measures in support cases within the private banking sector. Its activities focus on executing and administering transactions tied to deposit protection interventions—such as holding, managing, or transferring assets and liabilities from affected institutions—rather than offering retail or commercial banking services to the general public. The bank operates under the German Banking Act and is subject to prudential supervision, with financial reporting under German accounting standards; product lists, pricing, and onboarding information are not marketed to consumers. As with licensed banks in Germany, eligible deposits are protected by the statutory deposit guarantee up to €100,000 per depositor, and additional protection under the private scheme may apply according to current rules and exclusions set by the Association of German Banks. The institution’s mandate results in a balance sheet shaped by special-situation exposures and event-driven outcomes, with correspondingly limited relevance for everyday payment services, lending, or savings products; it functions primarily as an instrument for carrying out deposit protection measures rather than as a conventional full-service bank.