Europäisch-Iranische Handelsbank Aktiengesellschaft products, services and reviews

About Europäisch-Iranische Handelsbank Aktiengesellschaft

Europäisch-Iranische Handelsbank Aktiengesellschaft is a German credit institution based in Hamburg, established in 1971, with a business model centered on facilitating and financing trade between Europe and Iran and selected neighboring markets. It operates under a German banking license and is supervised by BaFin and the Deutsche Bundesbank. The bank focuses on corporate and institutional clients rather than retail, providing documentary letters of credit, collections, guarantees, export and import financing, foreign exchange, and euro payment services, including SEPA transfers. Ownership lies with Iranian financial institutions, and the scope of business is influenced by EU, German, and international sanctions and export-control regimes, as well as the availability of correspondent banking relationships; product availability and transaction processing can vary as these conditions change. The risk profile reflects geographic and sector concentration, cross-border settlement exposure, and elevated compliance demands around KYC/AML and sanctions screening. The institution is not publicly rated by major international rating agencies and publishes statutory financial statements in Germany; available data indicate a small balance sheet by German standards and a narrow sector focus. As a German bank, eligible deposits are covered by the statutory deposit guarantee scheme (EdB) up to EUR 100,000 per depositor, though the bank is not positioned as a mass-market deposit taker and primarily handles corporate transactional balances and term placements linked to trade activity. Prospective clients typically undergo enhanced due diligence, are required to document underlying trade flows, and should expect conservative documentation standards for trade finance instruments and strict adherence to applicable sanctions requirements.