FCA Bank S.p.A. Zweigniederlassung Deutschland products, services and reviews

About FCA Bank S.p.A. Zweigniederlassung Deutschland

FCA Bank S.p.A. Zweigniederlassung Deutschland is the German branch of the Italian bank FCA Bank S.p.A., a Turin-based institution historically focused on automotive financial services, including point-of-sale financing, leasing, fleet and dealer financing, and the distribution of related insurance products. The group underwent a rebranding in 2023 to CA Auto Bank S.p.A. following changes in ownership structure, and the German branch has been transitioning its naming accordingly, although legacy references to FCA Bank remain in use in parts of the market. In Germany, the branch operates under the EU single passport regime as an Italian-licensed credit institution, with prudential supervision led by the home authority (Banca d’Italia within the European banking framework) and host-country oversight by BaFin and Deutsche Bundesbank for branch-specific and conduct matters. Alongside manufacturer and dealer financing activities supporting multiple automotive brands, the institution has offered retail deposit products in Germany, such as fixed-term and overnight deposits marketed through direct channels, with deposits covered by the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to EUR 100,000 per depositor, per bank, in line with EU rules. The branch provides services in German, operates primarily in euro, and positions itself as a financing partner for private buyers, fleet customers, and dealer networks, with product availability, rates, and terms subject to change and to standard credit and underwriting criteria.