First Commercial Bank, Ltd. Frankfurt Branch products, services and reviews

About First Commercial Bank, Ltd. Frankfurt Branch

First Commercial Bank, Ltd. Frankfurt Branch is the German outpost of the Taiwan-based First Commercial Bank, operating as a third-country branch in Frankfurt am Main and subject to prudential and conduct supervision by BaFin and Deutsche Bundesbank under the German Banking Act. The branch focuses on corporate and institutional clients rather than retail, providing transaction banking and funding solutions that typically include current and term deposits for businesses, bilateral and syndicated lending, trade finance (import and export letters of credit, confirmations and discounting, documentary collections), bank guarantees and standby letters of credit, foreign exchange (spot and forwards) and cross-border payments. Euro and multi‑currency transfers are processed via SWIFT and domestic clearing arrangements, with SEPA connectivity handled directly or through correspondent banks, depending on the payment flow. Relationship-led onboarding follows German and EU AML/KYC requirements, with enhanced due diligence for higher-risk jurisdictions, sanctioned counterparties and complex ownership structures. Pricing is negotiated case by case and generally reflects client profile, transaction volumes and tenor; public tariff sheets for consumers are not provided because the branch does not market retail products in Germany. As a branch, liabilities are obligations of First Commercial Bank, Ltd. in Taiwan, and the entity relies on the parent’s capital and liquidity; credit ratings and consolidated financial statements should be referenced at the parent level. Deposit protection and investor compensation depend on product type and client eligibility under applicable German schemes; potential clients should confirm coverage status before placing funds. The branch’s positioning suits export/import-oriented corporates and financial institutions seeking Asia–Europe trade finance, cash management and FX execution under German regulatory oversight.