Ford Bank Niederlassung der FCE Bank plc products, services and reviews

About Ford Bank Niederlassung der FCE Bank plc

Ford Bank Niederlassung der FCE Bank plc is the German branch of FCE Bank plc, the captive financial services provider for Ford Motor Company, with operations in Germany centered in Cologne. The branch’s core business is vehicle financing for private and business customers through Ford dealerships, including loans, leasing, and dealer financing; it also conducts deposit-taking in Germany and has, depending on its current offering, provided retail deposits such as demand and fixed-term accounts administered online. The institution is a credit institution under German law and the German branch is subject to supervision by the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank, while the parent bank is authorized in the United Kingdom and regulated by the Prudential Regulation Authority and Financial Conduct Authority. Eligible deposits booked in Germany are protected by the German statutory deposit guarantee scheme, Entschädigungseinrichtung deutscher Banken (EdB), up to 100,000 euros per depositor per bank, in line with legal limits and conditions; coverage applies to euro deposits and does not extend to investment products or other non-covered instruments. The bank focuses on financing and deposit-taking and does not operate as a universal retail bank; payment accounts, cards, brokerage, and wealth management services are not part of its standard public product set. Customers should review the bank’s current terms for account availability, identification procedures, interest crediting, and any early-withdrawal or minimum-balance rules, as these are set by the bank and may change. The ultimate ownership chain leads from FCE Bank plc to Ford Motor Credit Company LLC, a wholly owned subsidiary of Ford Motor Company, which makes the entity part of an automotive captive finance group rather than an independent commercial bank.