Förde Sparkasse products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Förde Sparkasse
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Förde Sparkasse
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
A+
About Förde Sparkasse
Förde Sparkasse is a regional public-law savings bank headquartered in Kiel, operating under Schleswig-Holstein savings bank law and serving Kiel and surrounding areas. It is part of the Sparkassen-Finanzgruppe and participates in its institutional protection scheme; prudential supervision is conducted by BaFin and the Deutsche Bundesbank. The bank offers current accounts with tiered monthly package fees, including options for basic, youth, and student use; cash withdrawals are available at Sparkassen-branded ATMs across Germany, while third-party ATM and paper-based transaction fees may apply. Payment products include a Girocard and optional Visa or Mastercard credit cards, with contactless functionality and support for common mobile wallets; online and mobile banking is provided via the Sparkassen apps with PSD2-compliant two-factor authentication (e.g., chipTAN and pushTAN). Lending covers overdrafts, consumer loans, and residential mortgages; building savings contracts are available through LBS. Investment services include securities accounts and access to funds from DekaBank, alongside real estate brokerage under the S-Immobilien brand and insurance distribution via Sparkassen-affiliated partners. For businesses and the public sector, the bank provides operating accounts, payments, POS solutions, liquidity management, and financing tailored to regional SMEs and municipalities. Services are delivered through a local branch and self-service network complemented by phone and video advisory channels. International payments are available via SEPA and SWIFT, with fees outside SEPA. Account opening generally requires standard identification procedures and is focused on residents within the service area. Pricing, interest rates, and product availability vary by package and are subject to change; applicants should review the current fee schedules and product terms.
Förde Sparkasse Deposit guarantee scheme participation
Förde Sparkasse participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Förde Sparkasse Countries of operations
Förde Sparkasse offers their savings products in Germany
Products offered by Förde Sparkasse and interest rates
Förde Sparkasse offers 13 deposits and 1 savings accounts in EUR.
Förde Sparkasse offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.65%; 12 months deposit - 1.7%; 24 months deposit - 1.75%; 36 months deposit - 1.95%.
Best interest rates in Germany
Fixed deposits offered by Förde Sparkasse
Loans offered by Förde Sparkasse
There are no products yet
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Contacts
Address
Goethestraße 30, 29410 Salzwedel, Germany
Phone number
+49 3901 4191 0Website
vr-plus.deBank identifiers
BIC number
NOLADE21ECK
Name
Förde Sparkasse
Country
Germany