Frankfurter Volksbank RHEIN-MAIN eG products, services and reviews

About Frankfurter Volksbank RHEIN-MAIN eG

Frankfurter Volksbank RHEIN-MAIN eG is a German cooperative bank serving the Rhine-Main metropolitan area with retail, private, and corporate banking. As part of the Volksbanken Raiffeisenbanken network, it offers current accounts, savings and term deposits, consumer credit, mortgages and real estate financing, securities custody and brokerage, investment funds via cooperative partners such as Union Investment and DZ BANK, and insurance broking via R+V Versicherung. Business customers have access to working-capital and investment financing, leasing and SME solutions via VR Smart Finanz, factoring via VR Factorem, and merchant services and acquiring through VR Payment. Access is provided through a regional branch and ATM network and through online and mobile banking (VR Banking app) with PSD2-compliant strong customer authentication (e.g., app-based TAN procedures), support for Apple Pay and Google Pay, SEPA transfers including instant payments where available, and an electronic mailbox for documents. Card options typically include a girocard for domestic use and Visa or Mastercard debit/credit cards for international payments with 3‑D Secure; cash withdrawals are generally free at ATMs within the nationwide BankCard ServiceNetz of Volks- und Raiffeisenbanken, while non-network and foreign-currency transactions may incur fees. Pricing is structured by account package and product, with monthly account charges, booking item fees and card fees possible; interest rates on deposits and loans are variable and subject to change. The bank operates under the legal form eG (eingetragene Genossenschaft), is supervised by BaFin and the Deutsche Bundesbank, and participates in the cooperative sector’s institutional protection scheme (BVR Institutssicherung); deposits are protected under EU rules up to 100,000 EUR per depositor. Account opening and lending are primarily oriented to customers in the Rhine-Main region and use standard German identification procedures (video ident or in-branch). As with many regional cooperative banks, availability, pricing and product features can differ from nationwide direct banks, so prospective customers should review the current schedule of prices and services and check geographic eligibility before applying.