GarantiBank International N.V. Niederlassung Düsseldorf products, services and reviews

About GarantiBank International N.V. Niederlassung Düsseldorf

GarantiBank International N.V. Niederlassung Düsseldorf is the German branch of GarantiBank International N.V., a Netherlands-incorporated bank that operates in Germany primarily to collect deposits and support selected corporate activities. The branch’s retail focus is on simple deposit products such as call money and fixed-term deposits offered via remote channels, with a limited in-person footprint and without a broad suite of day-to-day payment services; the product scope centers on savings rather than current accounts, cards, or bundled packages. As an EU branch of a Dutch bank, eligible customer deposits are protected by the Dutch Deposit Guarantee Scheme up to 100,000 euros per person per bank under harmonized EU rules; the branch is prudentially supervised in the Netherlands and subject to host-country oversight in Germany by BaFin and the Deutsche Bundesbank for local conduct and AML matters. Interest rates on deposits are set by the bank and can change over time for variable-rate products; fixed-term deposits typically cannot be accessed before maturity under standard conditions. The customer base is generally domestic, with account opening subject to identification requirements under German anti-money-laundering law. Interest income is taxable according to German rules for tax residents. The overall proposition suits customers seeking straightforward, insured deposit options and companies engaging with the bank’s international trade and corporate capabilities, while those requiring full-service retail banking or extensive payments functionality will find the offering limited in scope.