Genossenschaftsbank Weil im Schönbuch eG products, services and reviews

About Genossenschaftsbank Weil im Schönbuch eG

Genossenschaftsbank Weil im Schönbuch eG is a regional cooperative bank based in Weil im Schönbuch, Baden-Württemberg, operating within the Volksbanken Raiffeisenbanken cooperative financial network. It offers retail and small-business banking including current accounts, savings and term deposits, SEPA payment services (transfers, standing orders, direct debit), girocard issuance and, via cooperative partners, Mastercard/Visa credit cards, as well as overdrafts, consumer loans, and residential and business financing; investment funds, securities brokerage and custody, building-society contracts, leasing and insurance are typically provided through the network companies (e.g., Union Investment, DZ Bank/DZ Hyp, Bausparkasse Schwäbisch Hall, R+V Versicherung). Access is via local branches and service points, online and mobile banking with strong customer authentication, and the nationwide BankCard ServiceNetz of Volksbanken Raiffeisenbanken ATMs. The institution is member-owned; customers can acquire cooperative shares, exercise voting rights in the general assembly, and may receive a dividend subject to results and resolution, with terms defined in the statutes and the schedule of prices and services. Deposits are protected by the institutional protection scheme of the BVR (BVR Institutssicherung GmbH) and the additional protection of the BVR Sicherungseinrichtung; eligible deposits are covered up to at least EUR 100,000 per depositor under statutory rules. The bank is supervised by BaFin and the Deutsche Bundesbank and operates under applicable German and EU banking regulations, including PSD2 requirements for payments and data security.