Hagnauer Volksbank eG products, services and reviews

About Hagnauer Volksbank eG

Hagnauer Volksbank eG is a German cooperative bank based in Hagnau am Bodensee and part of the Volksbanken Raiffeisenbanken network. It provides retail and small-business banking, including current accounts, savings and term deposits, consumer and housing loans, and domestic and international payment services within SEPA and via SWIFT. Business customers can access working-capital financing, POS and e-commerce acquiring through VR Payment, and investment and insurance solutions offered with group partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall. Digital access is available through online banking and the VR Banking app, with common TAN procedures such as app-based approval and chipTAN; cards typically include a Girocard and optional Visa or Mastercard credit cards. Cash withdrawals are possible across the cooperative BankCard ServiceNetz in Germany; fees and limits depend on the account package, card type, and usage channel. As a registered cooperative (eG), the institution is owned by member-shareholders who can exercise voting rights at the general meeting; distributions on cooperative shares depend on annual results. Deposits are protected by BVR Institutssicherung GmbH up to the statutory 100,000 EUR per depositor, with additional institutional protection via the BVR Sicherungseinrichtung. The bank is supervised by BaFin and the Deutsche Bundesbank. Services are delivered locally in branch and via phone and digital channels, with conditions, eligibility, and pricing set at the bank level and subject to change; the service area focuses on Hagnau and surrounding communities in the Bodenseekreis.