Hannoversche Volksbank eG products, services and reviews

About Hannoversche Volksbank eG

Hannoversche Volksbank eG is a German cooperative bank based in the Hannover region, operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It offers retail and business banking services including current and savings accounts, payment services, cards, consumer and mortgage lending, SME and corporate financing, and real estate financing, with terms and pricing set out in its published price list and product sheets. Investment and securities services are available through the cooperative network (e.g., funds and custody), alongside insurance solutions via group partners and building society savings and loans; consumer installment loans are commonly provided in cooperation with affiliated providers. Digital access is supported through online banking and the VR Banking App with strong customer authentication, and security procedures typically include app-based TAN or chipTAN options. The bank maintains a regional branch and ATM presence and participates in the cooperative BankCard ServiceNetz for cash withdrawals. As a registered cooperative (eG), it is member-owned; customers may acquire cooperative shares subject to eligibility and the bank’s terms, with voting rights in the general meeting; dividends on shares are discretionary and not guaranteed, and redemption can be subject to notice periods. Deposits are covered by the German statutory deposit guarantee up to the legal limit per depositor and per bank, and the institution is part of the BVR Institutional Protection Scheme within the cooperative group. Credit decisions are subject to affordability and credit checks, and interest rates and fees vary by product, usage, and risk profile. Supervision is by BaFin and the Deutsche Bundesbank, and the bank publishes annual financial statements and regulatory disclosures in line with applicable requirements.