Harzsparkasse products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Harzsparkasse
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Harzsparkasse
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Harzsparkasse
Harzsparkasse is a regional savings bank organized under public law that serves the Harz district in Saxony-Anhalt, operating within the Sparkassen-Finanzgruppe under the regional principle with municipal ownership and a focus on local retail, business, and public-sector clients. It provides current accounts and payments (including SEPA and instant payments), cards (girocard and major credit card brands via group partners), savings and term deposits, consumer loans, overdrafts, mortgages, and financing solutions for SMEs and municipalities. Securities custody and investment products are available via group entities such as DekaBank, building-society saving and financing are offered through LBS, and insurance, leasing, and factoring can be arranged through affiliated providers within the Sparkassen network. Access is via a branch and self-service network in the market area, online banking and the Sparkassen app with strong customer authentication (e.g., pushTAN or chipTAN), and support for common mobile wallets; customers typically have fee-free withdrawals at Sparkassen ATMs nationwide with their girocard, while third-party ATM withdrawals and certain services can incur charges. Pricing is set out in published price and service notices and usually consists of account package fees, card fees, and transaction-based charges; lending conditions are risk- and term-dependent and subject to creditworthiness. Harzsparkasse is supervised by BaFin and the Deutsche Bundesbank and participates in the Sparkassen-Finanzgruppe institutional protection scheme recognized as a deposit guarantee system under German law; statutory deposit protection up to 100,000 EUR per depositor applies, with the institutional scheme designed to stabilize member institutions. The bank prioritizes customers in its defined region, and product availability, eligibility criteria, and terms can vary by customer segment; current conditions, rates, and fees are provided in official disclosures.
Harzsparkasse Deposit guarantee scheme participation
Harzsparkasse participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Harzsparkasse Countries of operations
Harzsparkasse offers their savings products in
Products offered by Harzsparkasse and interest rates
Harzsparkasse offers 0 deposits and 0 savings accounts in .
Best interest rates in Germany
Loans offered by Harzsparkasse
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Contacts
Address
Gröperstraße 20, 38820 Halberstadt, Germany
Phone number
+49 3941 5970Website
harzsparkasse.deBank identifiers
BIC number
NOLADE21HRZ
Name
Harzsparkasse
Country
Germany