HEIDELBERGER VOLKSBANK eingetragene Genossenschaft products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1403DE

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

Heidelberger Volksbank eingetragene Genossenschaft (Heidelberger Volksbank eG) is a regional cooperative bank based in Heidelberg and part of the Volksbanken Raiffeisenbanken network, providing retail and corporate banking to private customers, self-employed professionals, SMEs, and local organizations in the wider Rhine-Neckar area. Its product range typically includes current accounts with tiered pricing, debit and credit cards, cash supply via the nationwide BankCard ServiceNetz of cooperative ATMs, SEPA and international payments, and online and mobile banking with strong customer authentication (for example via SecureGo plus or chipTAN methods); mobile wallets such as Apple Pay and Google Pay are generally available for eligible cards. Lending covers consumer loans, overdrafts, vehicle and installment finance, residential mortgages and refurbishment loans, as well as business facilities for working capital, investments, commercial real estate, and access to public development programs (e.g., KfW) subject to credit checks. Savings and investment services include savings accounts, time deposits, securities custody and trading, investment funds (commonly placed via Union Investment), and building society contracts through partners in the cooperative group (such as Bausparkasse Schwäbisch Hall); insurance solutions are typically distributed via R+V Versicherung, and merchant acquiring and POS/e-commerce services are offered through VR Payment. The bank operates local branches and advisory offices, provides service via phone and secure messaging, and schedules in-person or video appointments; fees, interest rates, and eligibility criteria are published in its price and service list and vary by product and usage profile. As a cooperative, customers can become members and hold shares, with voting rights exercised at the general meeting and dividends determined annually in line with statutory rules and the bank’s results. Deposits are protected by the institutional protection scheme of the cooperative financial network; BVR Institutssicherung GmbH is the deposit guarantee scheme recognized under the EU framework and covers up to 100,000 EUR per depositor per institution under legal conditions, with the additional voluntary BVR protection scheme aiming to prevent member bank insolvency. Heidelberger Volksbank eG is subject to supervision by BaFin and the Deutsche Bundesbank, applies PSD2 and German AML/KYC requirements, and processes personal data under the GDPR; product availability, limits, and conditions are subject to change and depend on individual assessment.

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft Deposit guarantee scheme participation

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft Countries of operations

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft offers their savings products in Germany

Products offered by HEIDELBERGER VOLKSBANK eingetragene Genossenschaft and interest rates

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft offers 7 deposits and 0 savings accounts in EUR.

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft offers the following fixed deposits in EUR in Germany: 3 months deposit - 0.75%; 6 months deposit - 0.75%; 12 months deposit - 1.2%; 24 months deposit - 1.4%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

Sales region:

0

Loans offered by HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

There are no products yet

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0

Contacts

Address

Theodor-Heuss-Platz 1, 69115 Heidelberg, Germany

Phone number

+49 6221 510

Website

heidelberger-volksbank.de

Bank identifiers

BIC number

GENODE61HD1

Name

HEIDELBERGER VOLKSBANK eingetragene Genossenschaft

Country

Germany