Hohenzollerische Landesbank Kreissparkasse Sigmaringen products, services and reviews

About Hohenzollerische Landesbank Kreissparkasse Sigmaringen

Hohenzollerische Landesbank Kreissparkasse Sigmaringen is a public-law savings bank (Anstalt des öffentlichen Rechts) based in Sigmaringen, serving the district of Sigmaringen and the surrounding Hohenzollern region. Its municipal sponsor is the Landkreis Sigmaringen. As part of the Sparkassen-Finanzgruppe and a member of Sparkassenverband Baden-Württemberg, it provides current accounts, savings and term deposits, consumer and mortgage lending, SME financing, payment services and cash management, as well as securities brokerage and custody; insurance, building society savings and leasing are offered in cooperation with group partners such as Deka, LBS, SV SparkassenVersicherung and Deutsche Leasing. Customers can access services via a regional branch and ATM network, online banking and the Sparkassen app with TAN-based two-factor authentication; card products typically include girocard and credit cards with contactless and mobile payment options. International payments are supported through SEPA and, where applicable, SWIFT. Pricing follows published fee schedules with account models that may carry monthly maintenance fees and charges for cards, transactions or out-of-network cash withdrawals. Governance consists of a management board and an administrative supervisory board under public law. The bank is subject to German banking regulation and supervision by BaFin and the Deutsche Bundesbank. Deposits are covered by the Sparkassen-Finanzgruppe institutional protection scheme, which is recognized as a deposit guarantee scheme under German law. Its public mandate focuses on serving private customers, local businesses and municipalities in its operating area.