Internationales Bankhaus Bodensee Aktiengesellschaft products, services and reviews

About Internationales Bankhaus Bodensee Aktiengesellschaft

Internationales Bankhaus Bodensee Aktiengesellschaft is a privately held German bank headquartered in Friedrichshafen that focuses on corporate banking, private banking, and capital markets services rather than mass‑market retail. Its corporate offering typically centers on relationship-driven financing for medium-sized enterprises, including working capital lines, investment and acquisition financing, real estate and project finance, payments, and cash management, with trade-related services and basic risk management tools in foreign exchange and interest rates. For private clients, the bank provides discretionary and advisory wealth management, securities custody, and financing solutions for entrepreneurs and high-net-worth individuals. Accounts and lending are generally tailored and subject to standard German KYC/AML requirements, with onboarding commonly handled through dedicated relationship managers; digital banking is available for day-to-day payments and custody but the model relies on direct coverage rather than a broad branch network. As a credit institution under the German Banking Act, the bank is supervised by BaFin and the Deutsche Bundesbank and participates in the statutory deposit guarantee scheme (EdB), which protects eligible deposits up to €100,000 per depositor; customers should verify any additional coverage via the private banks’ voluntary deposit protection scheme as membership and limits can change. Pricing reflects bespoke mandates and negotiated terms rather than standardized retail fee schedules. The bank’s regional roots in the Lake Constance area and focus on owner-led businesses shape its client mix, product scope, and risk profile, which may differ from universal banks with extensive nationwide distribution.