Isbank AG products, services and reviews

About Isbank AG

Isbank AG is a German credit institution headquartered in Frankfurt am Main and wholly owned by Türkiye İş Bankası A.Ş., operating under BaFin and Deutsche Bundesbank supervision and participating in the German statutory deposit guarantee scheme (EdB) that protects eligible deposits up to 100,000 euros per depositor. The bank serves retail and corporate clients with a focus on payments and trade between the EU and Turkey, offering current accounts, savings and term deposits, debit cards, online and mobile banking (with multilingual interfaces), domestic SEPA transfers, international remittances (including transfers to Turkey) and foreign exchange services, along with lending products such as consumer loans, mortgages and SME/corporate facilities including trade finance, letters of credit, guarantees and cash management. Account eligibility, onboarding and documentation follow standard German KYC/AML rules; branch availability exists in selected cities, but the physical network is limited compared with major universal banks, making digital channels and phone support the primary service routes for many customers. Pricing varies by product and channel, with typical monthly account fees, charges for out-of-network ATM withdrawals, and costs on non-SEPA or foreign-currency transfers that reflect exchange spreads and correspondent fees; interest rates on deposits and loans are set in line with market conditions and may change without notice. The bank’s product range covers core retail and transaction banking needs and niche cross-border services, but optional features common at larger institutions (broad wealth management, extensive ATM alliances or premium perks) may be less comprehensive. As with any institution providing multicurrency services, customers should consider currency risk when holding or sending funds in non-euro denominations, check cut-off times and transfer limits for international payments and review current fee schedules, terms and customer information documents before opening an account or initiating transactions.