John Deere Bank S.A. Zweigniederlassung Deutschland products, services and reviews

About John Deere Bank S.A. Zweigniederlassung Deutschland

John Deere Bank S.A. Zweigniederlassung Deutschland is the German branch of John Deere Bank S.A., a Luxembourg-incorporated credit institution within the Deere & Company group. The branch concentrates on manufacturer-related financing for agricultural, construction, and forestry machinery sold through the John Deere network, offering products such as loans, leases, hire purchase, and dealer financing. It operates in Germany under the EU single passport; prudential supervision rests with the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, while branch activities in Germany are subject to oversight by BaFin and the Deutsche Bundesbank. The branch is not a separate legal entity, so obligations are those of John Deere Bank S.A. Product terms and pricing are determined individually based on credit assessment, collateral, and asset characteristics; leasing contracts typically include residual value provisions and early termination costs that warrant careful review. The institution does not position itself as a universal retail bank or provider of everyday payment accounts; distribution is primarily via John Deere dealers and dedicated financing channels. If deposits are taken in Germany, eligible deposits fall under the Luxembourg deposit guarantee scheme (Fonds de garantie des dépôts Luxembourg) up to the statutory limit, not the German EdB scheme. Prospective customers should compare effective annual rates, fees, security requirements, and contract flexibility with offers from independent lenders and consider the implications of asset-specific financing for refinancing and resale.