Kasseler Sparkasse products, services and reviews

About Kasseler Sparkasse

Kasseler Sparkasse is a regional public-law savings bank (Anstalt des öffentlichen Rechts) serving the city and district of Kassel in northern Hesse, operating under municipal sponsorship and within the Sparkassen-Finanzgruppe. It offers retail and business banking including current accounts with tiered monthly fees, savings products, consumer loans, mortgages, and SME financing, plus securities and investment services via group partners such as DekaBank and S Broker, and insurance products typically distributed through SparkassenVersicherung. Digital channels include online banking and the Sparkassen mobile app with pushTAN or chipTAN authentication, support for Apple Pay and Google Pay, and standard SEPA payments; cards are issued as girocard and credit/debit cards depending on account package. Cash services are available across its local branch network and at Sparkassen ATMs nationwide through the group’s shared network. Pricing varies by account model and usage (e.g., paper vs. electronic statements, domestic transfers, overdraft interest), and basic payment accounts are available in line with German regulations. The bank is supervised by BaFin and the Deutsche Bundesbank and follows CRR/CRD requirements. Customer deposits are covered by the Institutional Protection Scheme of the Sparkassen-Finanzgruppe (Sicherungseinrichtung), designed to prevent insolvency and to meet EU deposit protection standards, with statutory-level protection generally up to 100,000 EUR per depositor.