Kieler Volksbank eG products, services and reviews

About Kieler Volksbank eG

Kieler Volksbank eG is a regional cooperative bank based in Kiel that focuses on retail and SME banking in Kiel and the surrounding area of Schleswig-Holstein. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it provides current accounts, savings and term deposits, consumer and business lending, residential mortgages, payments, and investment and securities services via group partners, along with insurance solutions from cooperative providers. Customers have access to online banking and a mobile app operated on the group’s infrastructure, girocard and credit/debit card products for domestic and international payments, and cash withdrawals via the nationwide cooperative ATM network. Account models, interest rates, and charges are set out in the bank’s Preis- und Leistungsverzeichnis; costs vary by package, card choice, and usage, and out-of-network services may incur additional fees. The bank maintains a local branch and advisory footprint and offers service through digital and telephone channels. Organized under German cooperative law, customers can become members with associated participation rights in the general meeting. The institution is supervised by BaFin and the Deutsche Bundesbank. Deposit protection is provided by BVR Institutssicherung GmbH up to 100,000 euros per depositor in line with statutory rules; the separate BVR institutional protection scheme also applies within the cooperative group.