Kreis- und Stadtsparkasse Erding - Dorfen products, services and reviews

About Kreis- und Stadtsparkasse Erding - Dorfen

Kreis- und Stadtsparkasse Erding – Dorfen is a regional public-law savings bank (Anstalt des öffentlichen Rechts) serving the district of Erding in Upper Bavaria, including the cities of Erding and Dorfen. It belongs to the Sparkassen-Finanzgruppe and participates in the group’s institutional protection scheme (Haftungsverbund), which under German law protects customer deposits and is designed to prevent member insolvencies. The institution operates a local branch and self-service network and provides retail and business banking services: current accounts with card and payment functions, savings and term deposits, consumer loans, residential mortgages, securities custody and investment products distributed via Sparkassen partners, and insurance and building-society offerings from affiliated group companies. Business customers have access to accounts, payments, POS and e-commerce acquiring, liquidity management, working-capital and investment financing, commercial real estate lending, and leasing through associated providers. Access channels include in-branch service, online and mobile banking via the Sparkasse app with chipTAN and pushTAN two-factor procedures, and customer support by phone or secure messaging. Payment capabilities cover SEPA credit transfers and direct debits, international transfers via SWIFT, girocard and credit/debit cards compatible with major networks, contactless payments, and support for common mobile wallets. Account pricing typically follows model-based monthly fees and per-service charges; current price lists, interest rates, and product terms are published on the institution’s website. The bank is supervised within the German banking framework by BaFin and the Deutsche Bundesbank and operates under the regional public mandate typical for German savings banks.