Kreissparkasse Anhalt-Bitterfeld products, services and reviews

About Kreissparkasse Anhalt-Bitterfeld

Kreissparkasse Anhalt-Bitterfeld is a regional public-law savings bank serving the Anhalt-Bitterfeld district and forms part of the Sparkassen-Finanzgruppe. It provides current accounts with tiered pricing models, youth and student options, savings and term deposits, consumer loans, overdrafts, and mortgage financing, with public subsidy programs (e.g., KfW) available where applicable; fees, interest, and conditions are published in its price list and depend on the chosen account model and usage. Payment services include SEPA transfers and standing orders, international transfers via SWIFT, real-time transfers where supported, girocard and credit cards (Visa/Mastercard) with contactless functionality, and compatibility with common mobile payment solutions; cash withdrawals are possible at its own ATMs and across the nationwide Sparkassen ATM network, while third-party ATM use may incur fees. Private and business clients can access online banking and the Sparkassen app (including pushTAN/chipTAN authentication), electronic statements, card and security settings, and customer service via hotline, secure messaging, and branch appointments; the bank operates local branches and self-service terminals across its area. Business banking covers current accounts, liquidity management, POS acquiring and terminals, corporate lending (including working capital and investment loans), commercial real estate financing, and trade-related services, with additional offerings available via Sparkassen-Finanzgruppe partners such as leasing and factoring. Investment services include custody accounts, brokerage, and funds from group providers (e.g., Deka), alongside building society savings via LBS and insurance products through affiliated partners; investment and custody fees apply. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe, which is recognized under German deposit protection law; it applies PSD2-compliant strong customer authentication and standard security practices. Service scope and eligibility typically focus on residents and businesses in its region; account opening, product availability, and specific terms can vary and are subject to identification and credit checks where relevant.