Kreissparkasse Böblingen products, services and reviews

About Kreissparkasse Böblingen

Kreissparkasse Böblingen is a public-law savings bank based in Böblingen, serving retail, private banking, corporate, and public-sector clients across the Böblingen district in Baden‑Württemberg as part of the Sparkassen-Finanzgruppe. It provides current accounts with tiered account management fees, debit and credit cards, savings and term deposits, consumer loans and overdrafts, mortgage financing, and business services such as business accounts, POS/merchant acquiring, liquidity management, and corporate lending; investment services are offered through the group’s securities and asset-management channels, with insurance and building‑society products available via affiliated partners. Access is via a local branch and self‑service network and the nationwide Sparkassen ATM network, alongside online banking and the Sparkassen mobile app with two‑factor authentication (e.g., chipTAN/photoTAN/pushTAN), card security features, and 3‑D Secure; mobile wallets such as Apple Pay and Google Pay are supported for eligible cards. Payments include SEPA transfers and standing orders, with SEPA Instant offered where enabled; fees may apply for out‑of‑network cash withdrawals, paper statements, instant transfers, securities trading, and certain service requests, and business pricing differs from retail. Deposit protection is provided by the Institutional Protection Scheme of the Sparkassen-Finanzgruppe, which is recognized as a deposit guarantee scheme and legally covers deposits up to 100,000 EUR per depositor, with an institutional support mechanism designed to prevent insolvency. The bank operates under regional savings bank law as an Anstalt des öffentlichen Rechts, is owned by the local public sector, is a member of the regional Sparkassen association, and is subject to prudential supervision by BaFin and the Deutsche Bundesbank. Account opening generally requires standard identification and a German address, with options for in‑person, video identification, or postal verification depending on the product; documentation and customer service are primarily in German. Product availability, conditions, and pricing vary by account model and customer segment, and detailed terms, interest rates, and the price list are published on the bank’s website and in branch.