Kreissparkasse Gelnhausen products, services and reviews

About Kreissparkasse Gelnhausen

Kreissparkasse Gelnhausen is a public-law savings bank (Anstalt des öffentlichen Rechts) based in Gelnhausen and part of the Sparkassen-Finanzgruppe and the regional association in Hesse-Thuringia, operating a local branch and self-service network in the Main-Kinzig district with access to the nationwide Sparkassen ATM network. It offers retail and business current accounts with tiered fee models, Girocard debit cards and optional credit cards via group partners, SEPA payments, standing orders, cash services, and online banking via the standard Sparkassen web platform and “Sparkasse” mobile app with common TAN procedures; contactless and mobile payments via established wallets are available where supported by card and device. Lending covers overdrafts, consumer loans, mortgage financing and subsidized programs (e.g., through KfW), alongside services for SMEs such as business accounts, payment acceptance solutions, liquidity management and investment loans. Savings and investment options include savings accounts, term deposits, securities custody and brokerage, and investment funds in cooperation with DekaBank, with building society products (LBS) and insurance solutions offered through Sparkassen group partners. As a German credit institution, it is supervised by BaFin and the Deutsche Bundesbank and is part of the Sparkassen institutional protection scheme (Haftungsverbund), which protects member institutions and thereby customer deposits, meeting EU deposit guarantee requirements. Prices, interest rates and conditions are set out in the bank’s schedule of prices and services; identification and compliance follow German AML/KYC rules; complaints can be escalated to the Sparkassen ombudsman. Product availability and fees may change; details are provided through the bank’s official channels.